Remote Work Savings Calculator
Calculate annual savings from working from home — fuel, lunch, clothing, time.
Remote Work Savings Calculator — How Much WFH Saves You
Working from home saves more than commute fuel — lunches, coffee, dry cleaning, work wardrobe, parking, and your time all add up. This calculator estimates your annual savings from working remote, including hours of your life recovered.
How to use this tool
- 1
Enter days WFH per week
Full-time, hybrid, or occasional.
- 2
Set commute, lunch, coffee, parking costs
Daily amounts you'd spend in office.
- 3
See annual savings
Plus hours of life saved.
Pro tips
- Average WFH employee saves $4,000–$7,000/year on direct costs alone.
- Add 200+ hours/year in commute time — that's 5 weeks of life back.
- Some states give a home office deduction (W-2 employees can't claim it federally post-2017, but state rules vary).
Frequently asked questions
Can W-2 employees deduct home office?
Not federally since 2017 tax law. Some states (CA, AL, AR, HI, MN, NY, PA) still allow it on state returns.
What about utilities?
Marginal increase — usually $50–$150/month for AC/heat/internet/electricity in WFH-heavy months.
Is WFH worth a pay cut?
If WFH saves $5,000/year, that's effectively a $7,000 raise pre-tax — significant.
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